|
Georgia Golf Cart Insurance |
|
Georgia Scooter Coverage |
|
NOTE: Other Coverage Issues · Lease or Loan Gap added Insured must be original owner/lessee of vehicle, vehicle must be 3 yrs old or less, insured must purchase both Collision & Comp · Coverage GL (Passenger Liability) insurance premium and limits will be included in the Bodily Injury Liability coverage premium and limits displayed on the dec page · Towing Coverage included for all Harleys, Touring, & Touring Sport models · Under the livery exclusion now provides coverage for use of cycle for charitable events · Medical payments expanded Named Insured and Resident Relative now covered if injured in a motor vehicle accident using other than a motorcycle · Collision coverage for helmets increased to $500 |
|
* Insurance for Georgia Golf Carts * Golfers * TransportaTion coverage Meeting State RequiremenTs |
|
Are you purchasing a home via Lease purchase or Lease Option? Check out: Or for Georgia Lease Purchase see: Georgia Lease Purchase Insurance
Just renting a home? We have renter’s Insurance at
Own a business and looking to help you keep your employee retention higher? Check out Georgia Employee Benefits
Taking a trip and needing Trip Interuption coverage or additional towing coverage…
Low Rates are available on Georgia Car Insurance
|
|
Coverage Name: |
Definition: |
|
Bodily Injury (BI): |
Protects your liability when you accidently injury another with your vehicle. NOTE: This coverage is paid when negligence is proven. (This is a synopsis of the term, please contact us for additional examples and perspective.) |
|
Property Damage (PD): |
Protects your liability when you accidently damage another’s vehicle or property. Note: The difference in coverage pricing from 25,000.00 to 200,000.00 can often be less than $4.00 every 12 months. There are many expensive cars on the road. (This is a synopsis of the term, please contact us for additional examples and perspective.) |
|
Uninsured-Underinsured PD: |
Protects your vehicles and property from an un-insured or underinsured motorist. If a motorist damages your property without insurance or with minimal insurance, your policy positions you with protection. (This is a synopsis of the term, please contact us for additional examples and perspective.) |
|
Uninsured-Underinsured BI: |
Bodily injury caused due to the negligence of an uninsured or under-insured motorist is how this coverage protects you. (This is a synopsis of the term, please contact us for additional examples and perspective.) |
|
Medical: |
Medical expense coverage for those hurt “in”, “on” or “around” your vehicle regardless of fault. The goal of this coverage is to provide funds for injury without the need to incur legal expenses. (This is a synopsis of the term, please contact us for additional examples and perspective.) |
|
Collision Deductible: |
The funds your retain responsibility for in the event of a claim. (This is a synopsis of the term, please contact us for additional examples and perspective.) |
|
Comprehensive Deductible: |
The funds you retain responsibility for in the event of damage to your vehicle. Example: someone slashing your tires, a broken windshield due to hail or a rock from the road. (This is a synopsis of the term, please contact us for additional examples and perspective.) |
|
Towing reimbursement: |
Towing “reimbursement” up to the level of coverage. If the call for service is direct to the insurance company, the insurance company will pick-up the cost of towing up to the limits of the coverage. The towing company will charge only for the remaining funds due. (This is a synopsis of the term, please contact us for additional examples and perspective.) |
|
Accessory Coverage: |
Upgrades can be insured additionally. Add-on side bags, chrome, windshield are an examples of how this coverage can help protect you in the event of a loss. (This is a synopsis of the term, please contact us for additional examples and perspective.) |
|
Lease/Gap Coverage: |
Value of the vehicle vs the lease buyout. Coverage applies to the first owner of the vehicle only. (This is a synopsis of the term, please contact us for additional examples and perspective.) |